Your Credit Score Can Increase 144+ Points

Most clients begin seeing results within 30–90 days. The timeline depends on the complexity of your credit situation, the number of negative items, and how quickly the credit bureaus respond to disputes. We keep you updated throughout the entire process.

Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate, incomplete, or unverifiable information on your credit report. We leverage these rights to challenge negative items and have successfully removed collections, charge-offs, late payments, and more for hundreds of clients.

Your free 30-minute consultation includes a review of your current credit situation, identification of the key negative items hurting your score, a personalized action plan outlining exactly what we can do for you, and a clear explanation of our process and pricing — with no pressure or obligation.

Results vary based on your starting point and the items on your report, but our clients average a 144-point increase. Some clients have seen jumps of 90+ points in just a few days after successful disputes. We'll give you a realistic expectation during your free consultation.

Absolutely. Credit repair is a legal process protected by the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the legal right to dispute inaccurate information on your credit report, and we help you exercise those rights effectively.

To get started, you'll need to provide your basic personal information (name, address, date of birth, Social Security Number) so we can pull your credit reports from all three bureaus. We handle everything else from there. Your information is kept completely confidential and secure.